Remember when I said I would get better about following up with stories alluded to in other posts? This is me doing on just that for the second time in about as many weeks (please, hold your applause 😜). Some days I amaze myself 😇.
This is follow-up to my world domination post where I mentioned being tied to my ex by one more string that I don’t actually want to cut 😁.
As most of you know, upon retirement, you receive money from social security, with different amounts depending on what age you retire/apply for social security at – 70 being the maximum benefit (they really want people in the US to work until they are dead 🙄). Now, some people also know that if you have been married at least 10 years, you get half of your spouse’s social security (SS) upon his application of benefits. This is important for people who made significantly less than their spouse or was a stay-at-home spouse, for whatever reason (in my case, at the insistence of my ex, who then used it against me, the a🤬🤬hole).
However, what you may not know, is that if you re-marry, you will not be eligible for that benefit (not sure if this affects those whose spouse died). And if you have an ex-spouse who contributed the full amount to their SS because of an exorbitant salary, those benefits will be significantly higher than most. So, you have to ask yourself, is getting married again worth it in the long run? Or would a non-legal commitment ceremony be your best bet? Given that you’re actually in a relationship, of which I am not at the moment. Although, to be honest, I haven’t even tried to date since the divorce 😜.
In any case the latter would make more sense for me because half of his SS would be a lot more than what my current amount is calculated at. And after spending half of my life with him at the time of the divorce, I think I am just going to hold on to that little piece of him for my own benefit. It’ll be a nice supplement to my investment income and a small bit of revenge served cold.
A lady has to have something to look forward to, right?
My Lemons My Lemonade 