Friday 11:30 am
Right now, I am about 2 hours away from closing on my current house, so I thought I would finally bring you all up to speed now that it is finally happening. Of course, I’m not posting until the “ink is dry” because if I do, inevitably something will go wrong. It has been that kind of journey.
So, let’s start back when the other shoe dropped at the beginning of February. The first signs of trouble occurred around 2-8 when I was informed that my new home closing would not be happening at the end of February as hoped due to a Covid outbreak among the workers and the endless days of rain (which have continued since then). Now I had a brilliant realtor wisely wrote into the second contract (same buyers) that I will stay in the house, rent free, until my new place was finished. Not too big of a deal, but when you’re ready to move, you’re ready.
If only that was it.
The next sign of trouble was the closing was not going to occur by the new date of 2-15 because second appraisal hadn’t been completed (new lender required a new appraisal). And there were concerns by both realtors about the appraiser. Those concerns turned out to be valid when the appraisal came back significantly lower than it should have (the original appraisal came back 90K more – which covered asking and then some). There are a lot of details to long to get into that may have wrongly affected the decision of the appraiser. And while an appeal was filed before we re-worked the contracts, the appeal had to go back to the original appraiser to reconsider, at his leisure, and neither I nor the new owners had time on our side to wait. So back to the drawing board for a third time to sort out a new contract. And here we are today, finally ready to close, 6 weeks later.
On a side note: did I mention the second appraiser is married to the closing attorney who is privy to all that had gone before him? Seems a recusal should have been considered by said appraiser.
As for my new home, I’m scheduled to close until the end of March (the new owners don’t know that yet 🤫) so I am back where I started in January. Only I get to stay in my house until then, despite the push to get out from the new owners even before the sale is complete. The irony is that they closed on their old house 12-15-20 and had a move-out date of 2-15-21. And they want me out a.s.a.p. Like I’ve said before, I could make this up if I tried.
This is just the bare essentials of this never-ending saga, which included countless times I was inconvenienced trying to accommodate the needs of lenders and appraisers and surveyors to signing, resigning and signing the contracts for the third time. And the fact that I moved my horse into boarding earlier than necessary, etc., etc., etc. I am exhausted living it and you’re probably spent reading about it! 😆😆😆
My realtor, Jeanene, and I have learned more than we care to during this process. But in learning, I was able to provide insight to a few of my friends looking to purchase or have purchased large acres of land – things to consider, investigate and understand before they buy or sell.
I also learned that I am a suburbs girl through and through. I will be quite content to have neighbors I can see from my front porch and a less than ten-minute drive to groceries and restaurants (which I still have a problem spelling despite the many I have worked in 🤦♀️).
“New year, new space, new energy, new me” – can I get an AMEN?
Saturday, 12 pm
I should have known my luck wouldn’t hold out. What should have been a half hour process took a more than an hour, most of it with me being beat up by the new owners on when they can move in, despite what they agreed to in the offer paperwork. I seriously curse my ex for all of this. And myself for titling this post before I went to the closing 🙄. I’m actually laughing at myself for thinking things would go differently.
Let me recap – these are the folks that pushed the closing 3 times, that I went through negotiations/signings 3 times to accommodate their challenges, that I allowed to store their stuff on my property for 2 weeks before the closing because they had to get out of their previous home (that they stayed in for 2 months past the closing), that apparently didn’t plan appropriately for their 2 plus week homeless stint (well at this point it had been 11 days). All of this and we weren’t confirmed for closing until Thursday and they want me to decide in 5 minutes how soon I can get out. I asked for 14 days but they wanted it stated that I will try to be out in 10. Then there was the fact that I was holding mail for them that was coming to my house before the closing. And somehow, they are the victims in all of this. Oh, and the lawyer tried to say we all had blame in this situation. Say it with me now – “What the hell?”
So, I waited until today to finish because this would have come out a lot uglier if I hadn’t. I know that in the end, I will have a long laugh at the ridiculousness of this all – not right now mind you – but give me a few months and we will revisit my feelings on the matter 😊. I also know that the next time I move, I’m selling almost everything and moving into a smallish, easy to maintain property. No more of this nonsense. Who’s with me? 🙋♀️
Thank you all for listening to me blather on about my misadventures in house selling (by far I’ve the hardest sell I’ve ever had in my entire house buying career – 7 houses in all). I hope you found the humor in it that I did and if you learned something along the way, all the better.